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10 Best Banks In Ohio

March 21, 2025 by Achugamonu Uzoma

Best-banks-in-ohio

The banking industry in Ohio is diverse with many different types of banks serving various needs including commercial banks, savings and loan associations, mutual savings banks, life insurance companies, and trust companies. As of March 2025, the average credit card interest rate is 24.20%, while the average personal loan interest rate is approximately 12.37%. This […]

15 Best Tennessee Banks

March 21, 2025 by Achugamonu Uzoma

Tennessee banks

Tennessee has several types of banks, including development banks, mortgage banks, savings banks, merchant banks, and commercial banks. Tennessee is home to over 150 FDIC-insured banks, with the top 15, including First Horizon and Regions Bank, operating more than 800 branches statewide, according to the Federal Deposit Insurance Corporation. This extensive network underscores the state’s […]

What is Banking Routing Number?

March 20, 2025 by Achugamonu Uzoma

banking routing number

A banking routing number is a nine-digit code used in the United States to identify a specific financial institution in a transaction. As of 2023, there were approximately 27,000 active routing numbers registered with the American Bankers Association (ABA), according to LexisNexis Risk Solutions, the official registrar. It ensures accurate processing of payments like direct […]

What is Traditional Banking?- Advantages and Disadvantages

March 20, 2025 by Achugamonu Uzoma

what is traditional banking

A bank is a non-profit organization that provides banking services. Receiving deposits, lending money, and processing transactions are all examples of traditional banking services. Some banks issue legal tender banknotes. Many banks offer ancillary financial services to generate additional revenue, such as selling insurance, investment products, or stock brokerage. Traditionally, a bank makes money by […]

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