Loan refinancing allows borrowers to replace an existing loan with a new one, often to secure better terms, with 75% of U.S. mortgage refinances in 2023 aimed at lowering monthly payments (Freddie Mac, 2024). In 2024, refinancing activity surged by 67.2% year-over-year, driven by a drop in 30-year mortgage rates from 7.04% to 6.30% (Fannie […]
Loans and Grants
Individuals and organizations have, at some point or the other, been in a situation of financial incapacity where they go into debt and bankruptcy, which are always horrible experiences.
Are you presently going through challenging situations requiring funds and financial assistance, and do you even know where to borrow? Or is it that you're in debt and you can't pay it back? You might even need money to fund some projects you're working on.
Whatever the case, if it requires financial assistance or aid, you're exactly where you're supposed to be. This category deals with all you need to know about loans and grants and where to get them.
Throughout this category, we have carefully put up articles that deal extensively with everything that has to do with taking loans and grants, where to get them, step by step process of getting these loans, and the requirements.
Hence, if you explore this category, you'd find detailed articles on personal loans, business grants, loans and grants for women, and even how to get loans online.
Some of the topics in the category include:
10 Best Online Loans in Nigeria: Monthly Stats
The introduction of online loans with monthly payments has become a popular financing option for individuals and businesses in Nigeria. These loans offer flexible repayment plans, allowing borrowers to pay back their loans in manageable installments over a period of time. In 2023, FairMoney disbursed over ₦50 billion in loans to 1.3 million Nigerian users, […]
Top 20 Single Mom Small Business Grants
Private foundations, the federal government, state governments, and many organizations give grants to single moms to fund their small businesses. In 2024, the Kitty Fund awarded $25,000 in micro-grants to 25 mother-owned businesses, with 60% of recipients being single moms, according to their annual report. The U.S. Small Business Administration’s 2023 data shows that women-owned […]
How to Apply for a Personal Loan and Get Approval Immediately
A personal loan can assist you in making a large purchase, paying off debt more quickly, covering an unforeseen expense, or getting over a financial rough patch. The majority of personal loans are unsecured and easily accessible through banks, credit unions, and online lenders. Personal loans come in a variety of forms, including debt consolidation […]
Farm Grants For Female – Apply
In 2019, women were the principal operators of 14% of U.S. farms, yet their operations earned 40% less farm income than male-operated farms, according to the American Farmland Trust and the 2012 Census of Agriculture. The USDA’s Beginning Farmer and Rancher Development Program supported 46% women beneficiaries in 2011, per USDA reports. Additionally, the National […]
What is a Conventional loan? Meaning, requirements, and Credit scores
A conventional loan is a type of mortgage that is not insured or guaranteed by the government, unlike FHA, VA, or USDA loans. These loans are backed by private lenders and investors. They typically have stricter eligibility requirements, including higher credit scores and lower debt-to-income ratios. Conventional loans often require larger down payments, typically ranging […]
Best Personal Loan to Payoff Credit Cards Debt
Credit card debt has ballooned as Americans continue to deal with record-high inflation for everyday goods like gas and groceries. When considering the best personal loan to pay off credit card debt, opt for one with a lower interest rate to maximize savings. According to LendingTree, 50.7% of borrowers use personal loans for debt consolidation, […]
How to Get Loans For Debt Consolidation Bad Credit
Most people experience lots of financial trauma and insecurities due to bad credit, hence, the option of loans for debt consolidation is always a comforting and welcome development. In 2024, over 50% of personal loan borrowers with bad credit sought debt consolidation, averaging $11,652 per loan, according to LendingTree. This reflects the growing reliance on […]
10 Best Online Loans with Monthly Payments
Online loans are designed to make the process of borrowing money easy and hassle-free. These fast cash loans help both businesses and individuals meet their financial obligations. However, not all online loans allow you to borrow and repay in monthly installments. The best online loans with monthly payments offer fixed rates and terms from 12 to […]
BIDEN $10,000 Student Loan Forgiveness Program
The Biden administration’s initial $10,000 student loan forgiveness plan, announced on August 24, 2022, aimed to cancel up to $10,000 in federal student debt for borrowers earning under $125,000 annually ($250,000 for couples), with an additional $10,000 for Pell Grant recipients, per White House statements. The U.S. Department of Education estimated this would benefit 43 […]
Best Dental Grants Programs
A dental grant is a type of financial aid that aims to assist with the cost of dental care. They are given to people who have a financial need for dental care. The Dental Grants Program enables you to pay less for implants as well as other essential and cosmetic dentistry services. The Dental Lifeline […]
Best Grants for Women over 50 Year Olds|Apply Here
We all want to be financially secure and independent, but as we grow older, it becomes difficult for us to focus on our finances. This is why many women over 50 are looking for grants that will help them achieve financial stability. Women over the age of 50 are one of the fastest-growing demographics in […]
15 Best Loan Apps to Get Money Instantly : Online loan companies
If you need a quick influx of cash to pay for necessary expenses without having to wait for the next paycheck, a personal loan is the answer. However, finding a lender that aligns with your loan purpose and financial goals is what makes the difference. Unlike traditional borrowing options such as credit cards or personal […]
How to Get Personal Loans with Good Credit Scores
Personal loans are a great way to get some extra cash. They are a lot easier to get than a business loan and you can use the money for whatever you want. A personal loan is a money borrowed from a bank, credit union, or online lender that you repay in fixed monthly payments, or […]
Loan Companies Similar to Mariner Finance
Loan companies similar to Mariner Finance, such as OneMain Financial, Avant, and Upgrade, offer personal loans often targeting borrowers with fair to poor credit, providing both secured and unsecured options through online platforms or branch networks. These lenders typically feature loan amounts from $1,000 to $50,000, with APRs ranging widely based on creditworthiness—Mariner’s competitors like […]