The consumer and commercial banking division of the American multinational banking and financial services holding company, JPMorgan Chase, is JPMorgan Chase Bank, N.A., also known as Chase Bank or simply as Chase. Its headquarters are in New York City. Chase Manhattan Bank was the name of the institution up until its 2000 merger with J.P. […]
Personal Finance
Knowing how to manage your personal finances is one of the best ways to live a satisfactory life, although it can sometimes be overwhelming. Besides, there is little time left for planning after you have used up considerable time working and earning.
Most individuals find it challenging, while others do not even know how to manage or handle their personal finances and some rely on the help of professionals to make financial decisions.
If you fall into any of these categories, you're in the right place. The articles in this category deal sufficiently with everything you need to know about your personal finance and how to manage it.
If you patiently go through the articles in the category, you will discover that we have put together articles that offer a practical approach to managing your finances. We also publish articles that guide you in choosing the best financial advisor.
Articles in this category also look into the issues of banks, how to go about them, and situations involving court proceedings.
Some topics you'd find in this category include:
Foundations in Personal Finance: How to Build Financial Literacy for a Secure Future
Financial literacy is a crucial life skill that empowers individuals to make informed decisions about their money and achieve long-term goals. Building strong foundations in personal finance involves understanding key principles, developing smart habits, and adopting strategies to manage income. In this article, you will learn everything you need to know about personal finance and […]
Personal Finance Planning Process | Step-by-step Guide
Personal finance management is key to reaching your financial goals. It involves detailed planning early on, much like choosing the ideal route for your trip. Imagine you are traveling by road from Chicago to Los Angeles and you want to pick the fastest route. Prior to setting off on your trip, calculate the travel time […]
What is the Difference between Finance and Leasing?
When it comes to purchasing a new car, many tend to confuse Finance and Leasing but there is a clear difference between the two. Acquiring a vehicle can be such a significant investment, most times born out of necessity. So, you’ll do well to want to explore not just all of your financial options before […]
How Corporate Debt Restructuring Helps Businesses Recover
Corporate debt restructuring is a process that involves reconsideration between a debtor and a creditor. The debtor renegotiates with the creditor to reduce the interest rate, extend the repayment term, or lower the loan balance to ease payments. This is a complex process that involves renegotiating the terms of existing debts, which eventually helps companies […]
How To Build A Website For Business
Starting a business can be daunting. The good news is, even though you can’t work 24/7 without sleeping, your website absolutely can. Imagine having a salesperson you employ for cheap. He takes no salary from you yet works round the clock to meet up with customer inquiries and orders from all over the world. It […]
What is Strategic Financial Management?
Strategic financial management blends financial oversight with long-term planning, with 70% of CFOs in 2023 identifying it as essential for adapting to volatile markets (Deloitte, 2023). In 2024, firms using strategic financial approaches grew 30% faster than peers, leveraging data-driven decisions (Journal of Management Sciences, 2024). Globally, 85% of U.S. companies plan to boost financial […]
Best Financial Planning for Family
Effective financial planning is vital for families, as 36% of U.S. households lacked a long-term financial plan in 2024, leaving them vulnerable to economic shocks (Fortunly, 2025). In 2023, the average U.S. family net worth hit $1.06 million, yet the median was just $192,700, showing wealth disparities that planning can address (Federal Reserve, 2024). A […]
How to Practice Financial Modeling
Financial modeling, a cornerstone skill for finance professionals, saw 68% of U.S. investment firms prioritize it in hiring decisions in 2023 (CFA Institute, 2023). Globally, 75% of financial institutions now leverage AI-driven models, boosting forecast accuracy by 20% (McKinsey, 2023). Demand for expertise is soaring, with financial modeling course enrollments on platforms like Coursera spiking […]
“Does Refinancing Hurt Your Credit? Key Numbers”?
Refinancing can cause a temporary credit score drop, with a 2023 Experian study finding an average decrease of 7-15 points due to hard inquiries and new account openings (Experian, 2023). Data from FICO in 2024 shows that 62% of borrowers see their score recover within 6 months, though 12% experience a persistent decline of 20+ […]
Traditional Economy System Advantages And Disadvantages
Traditional economies, often found in rural areas, saw 60% of households in sub-Saharan Africa relying on subsistence farming in 2022, promoting sustainability but limiting income growth to 1.5% annually (World Bank, 2023). In 2021, Papua New Guinea’s traditional barter systems supported 83% of its rural population, fostering community cohesion yet contributing to a 45% poverty […]
Social Media Impact on Business: Key Stats
Social media adoption by U.S. small businesses increased revenue by 24% on average in 2023, with 78% of firms reporting improved customer engagement (U.S. Chamber of Commerce, 2024). Companies with active social media presence saw a 15% higher customer retention rate in 2024 compared to those without, based on a survey of 1,000 businesses (Forbes […]
Best Discovery Plus Military Discount
Discovery Plus previously offered a 40% military discount, reducing the Ad-Lite plan from $4.99 to $2.99 per month for active-duty members, reservists, veterans, and their families, but this was discontinued for new subscribers on June 1, 2023 (Streaming Better, 2023). As of March 25, 2025, only existing military subscribers retain this rate, with an estimated […]
Mastering Cash Flow: Key Statistics and Strategies for Financial Success
Cash flow from operations for U.S. public companies averaged $1.2 trillion quarterly in 2023, reflecting robust liquidity despite economic uncertainty (Federal Reserve Economic Data, 2024). Small businesses with positive cash flow have a 72% survival rate past five years, compared to 18% for those with negative cash flow, highlighting its critical role (U.S. Small Business […]
Yahoo Finance: News, Networth, How they Started, and Api Guide
Yahoo Finance, launched in 1997 by founders Jerry Yang and David Filo, generates revenue primarily through advertising, with 2023 estimates suggesting over $8 billion in annual earnings, bolstered by its 100 million monthly users (Investopedia, 2025). Net worth data from Yahoo Finance indicates the average U.S. family net worth reached $1.06 million in 2022, skewed […]