When buying a new item, the establishment from which you are purchasing the item will lay out the process, and your signature may be required. On the other hand, when purchasing something used, the seller may lack a defined process. If a disagreement arises, things may become complicated. According to the National Conference of State […]
Personal Finance
Knowing how to manage your personal finances is one of the best ways to live a satisfactory life, although it can sometimes be overwhelming. Besides, there is little time left for planning after you have used up considerable time working and earning.
Most individuals find it challenging, while others do not even know how to manage or handle their personal finances and some rely on the help of professionals to make financial decisions.
If you fall into any of these categories, you're in the right place. The articles in this category deal sufficiently with everything you need to know about your personal finance and how to manage it.
If you patiently go through the articles in the category, you will discover that we have put together articles that offer a practical approach to managing your finances. We also publish articles that guide you in choosing the best financial advisor.
Articles in this category also look into the issues of banks, how to go about them, and situations involving court proceedings.
Some topics you'd find in this category include:
What is Financial Coaching? How a Financial Coach Can Help You
Financial coaches work with their clients to identify the causes of their financial behaviors and patterns to help their clients make sensible financial decisions. Recent studies show that individuals who work with a financial coach are 3 times more likely to achieve their financial goals, with 72% reporting improved financial well-being within the first year […]
What is a Cash Bond? How It Works
Have you ever needed to free a friend or family member from jail? You have probably heard the term “cash bond” but how does a cash bond work? As of 2023, approximately 40% of individuals in the U.S. who are granted bail opt for cash bonds, requiring them to pay the full bail amount upfront […]
How does Bail Bond Work? See Rules and Regulations
Court appearances can be an extremely hectic experience for both the person and their families. To add to the stress of being arrested, a large sum of money is now being demanded in order for the defendant to avoid going to jail while awaiting their court appearance. According to the American Bail Coalition, the bail […]
Financial Literacy Importance
You’ve probably heard the expression “knowledge is power.” The same is true in financial matters. The more financial literacy you have, the better prepared you will be to manage your money. According to a 2023 report by the National Endowment for Financial Education, 60% of Americans lack basic financial literacy, highlighting the need for improved […]
Capital One Class Action Settlement Payout Per Person
Did you receive a payout from the Capital One data breach class action settlement? Many are confused about the payout amounts and wondering if they got what they deserved. According to legal documents from the Capital One class action settlement, eligible claimants can expect a payout ranging from $25 to $100 per person, depending on […]
15 Top Banks of US For Checking Accounts
A checking account at any of the top banks of US allows you to deposit funds, make transfers, write checks, withdraw cash, pay bills, and conduct other banking transactions in person, at an ATM, or online. There are several types of checking accounts available to meet your needs, and the majority allow you to make […]
How to Make Money From Property
Does property accrue profit? How do real estate agents make their money? Investing in real estate, is worth the risk? How can I make money from property as a beginner or make more money as an existing real estate investor? These and many more are the sorts of questions that ring in the mind of prospective […]
8 Best Budgeting Apps for Money Management
Over the years, many people have been looking for ways to manage their money to avoid impulse buying and overspending. Technology has now introduced new ways to make this possible through the best budgeting apps, creating a better and stress-free way of managing your money. A 2023 survey by Statista revealed that 67% of individuals […]
Foundations in Personal Finance: How to Build Financial Literacy for a Secure Future
Financial literacy is a crucial life skill that empowers individuals to make informed decisions about their money and achieve long-term goals. Building strong foundations in personal finance involves understanding key principles, developing smart habits, and adopting strategies to manage income. In this article, you will learn everything you need to know about personal finance and […]
Chase Online Banking Account
The consumer and commercial banking division of the American multinational banking and financial services holding company, JPMorgan Chase, is JPMorgan Chase Bank, N.A., also known as Chase Bank or simply as Chase. Its headquarters are in New York City. Chase Manhattan Bank was the name of the institution up until its 2000 merger with J.P. […]
Personal Finance Planning Process | Step-by-step Guide
Personal finance management is key to reaching your financial goals. It involves detailed planning early on, much like choosing the ideal route for your trip. Imagine you are traveling by road from Chicago to Los Angeles and you want to pick the fastest route. Prior to setting off on your trip, calculate the travel time […]
What is the Difference between Finance and Leasing?
When it comes to purchasing a new car, many tend to confuse Finance and Leasing but there is a clear difference between the two. Acquiring a vehicle can be such a significant investment, most times born out of necessity. So, you’ll do well to want to explore not just all of your financial options before […]